Driving other motor cars is offered on our Third Party, Fire & Theft and Comprehensive policies. In general, this benefit is only available to policyholders over 25 with a full licence. However you should check your insurance schedule under the policy details section to confirm if you have this benefit.
This doesn’t have to be Comprehensive though; there is a middle of the road option, Third Party Fire & Theft. This has all the benefits of Third Party Property Damage as well as protection against fire, theft, attempted theft and earthquake, meaning you can rest a little.
Third Party, Fire & Theft Cover Third Party Only Cover RTA INSURER: Article 75 Insurer Policy Issued Position under RTA 1988 and Article 75 2004.
Check out the great features and benefits of car insurance in the UK from Admiral. and you’ll see what we mean. Third party, fire & theft. Third party only.
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Whether you are opting for Comprehensive bike insurance, Third Party Fire & Theft, or Third Party only, this will help you compare cover and make that all important decision. Please read your policy documents carefully for full details.
Third party, fire and theft insurance (TPFT) has the same basic features as third party only, but your losses will be covered in the case of a fire of theft. Comprehensive insurance includes all of these features as well as paying out for damage to your car in the case of a claim, whether or not you are at fault.
TPFT – Third party, fire and theft a type of car insurance. TPO – Third party only a type of car insurance. Underwriter – A person employed by the insurance company and they decide if you’re a good enough risk to be offered a quote and how much it should be. Under insurance – This is when your car is insured for less than it’s worth.
Third party. This is the minimum legal requirement and covers you for damage to someone else’s vehicle or property or injury to someone else in an accident. This includes accidents caused by your passenger. It doesn’t cover repairs to your own vehicle. Third party, fire and theft
Third party, fire and theft (TPFT) offers slightly more that the legal minimum level of cover for vehicles. TPFT Insurance provides cover for the cost of any damage or any injuries to a third party that are caused if your vehicle is involved in an accident.
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With third party, fire and theft insurance you are covered for the following: If a third party makes a claim against you for injury. Claims for damage caused to a third party vehicle or a property. If your car is stolen. If your car has suffered damage by fire.